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Opt-In or Opt-Out

Please select from the options listed below to Opt-Out of lists supplied by Equifax, Experian, Innovis and TransUnion for firm offers of credit or insurance. If you have previously completed a request to Opt-Out from receiving firm offers and would like to Opt-In, you may also complete your request on this website.

To exercise your right to Opt-Out of firm offers of credit and insurance, you'll be asked to provide your personal information set out below.

  • Name
  • Address
  • Social Security Number
  • Date of Birth

Your Social Security Number and Date of Birth are not required to process your request. However, providing this information will help to ensure that we can successfully process your request. This website's security protocols and features are designed to protect your personal information from unauthorized access or alteration. As an added security measure, we do not display any of the digits of your Social Security Number on the confirmation screen. If you do not provide your Social Security Number, we will attempt to process your request without this information.

Once you click submit, you will be prompted to enter your personal information. You will have 15 minutes to complete your request.

  • If the Consumer Credit Reporting Company maintains a credit file for you and is able to locate your credit file based on the information you provide, your name may be eligible for inclusion on lists used for Firm Offers of credit or insurance.
  • If the Consumer Credit Reporting Company maintains a credit file for you and is able to locate your credit file based on the information you provide, your name will not be eligible for inclusion on lists used for Firm Offers of credit or insurance for five years.
  • If the Consumer Credit Reporting Company maintains a credit file for you and is able to locate your credit file based on the information you provide, your name will no longer be eligible for inclusion on lists for Firm Offers of credit or insurance (In order to complete your Permanent Opt-Out election, you must print and mail the Permanent Opt-Out Election form. See
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Please select from the options listed above to Opt-In or Opt-Out of lists supplied by Equifax, Experian, Innovis and TransUnion for firm offers of credit or insurance.